Listed In: Home Loans Firms, Mortgages Firms
Free professional guidance from your local Mortgage Broker/Lender since 1994. We offer a full line of mortgage loan programs for the purchase and refinance of residential real estate at the best possible interest rates for your specific situation. We are driven by the highest standards of… Free professional guidance from your local Mortgage Broker/Lender since 1994. We offer a full line of mortgage loan programs for the purchase and refinance of residential real estate at the best possible interest rates for your specific situation. We are driven by the highest standards of integrity, professionalism, communication, and knowledgeable service. Let me be your go to answer guy for everything Real Estate and Mortgage Loans. PRE-APPROVAL and MORTGAGE PLANNING- OneRay.com/apply Local office hours are posted for the branch office near CSUF in Fresno, CA. I am often available by appointment outside regular office hours via Telephone, Zoom, Google Meet, WhatsApp, and Facebook Messenger. Schedule your time here: OneRay.com/appt Some of our residential property specialties include: 🔥 FHA Solar + DPA/DAP Program 🔥 Cash-Out refinance HELOC, HELOAN, and Reverse 2nd mortgage loans. 🔥 Reverse Mortgage refinance and purchase Loans 🔥 DSCR, No Income, No Doc, 1099, Bank Statement, VOE, and all the Non-QM programs. (Min 15% downpayment) 🔥 Construction and Rehab financing. 🔥 Investor purchase, rehab, and fix-n-flip programs 🔥 40 year and interest only options. 🔥 Free in-person credit boost session. 🔥 Free, No Hassle, No Obligation, PreApproval and Mortgage Planning. 🔥 Free Consumer Resources. OneRay.com/fresno_resources.html 🔥 Free True Payment Calculator. OneRay.com/piti Read more
Business Hours
M-Th 8am-6pm, F 8am-2pm, Sa-Su Closed
Services
Direct Lender / Mortgage Broker, Refinance, Purchase, HELOC & 2nd Mortgages for cash-out, Reverse Mortgages - HECM, Credit Repair Advice
Brands
Fannie Mae Conventional, Freddie Mac Conventional, FHA - HUD, VA - DVA, USDA - Rural Development, Non-QM - DSCR - Interest only - 40 year, Cal-HFA - MCC - Chenoa - GSFA - NHF - 100%
Languages
English, ASL Interpreter available by appointment.
Year Established
1994
