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Get behind the wheel of your dream car faster with KEMBA Financial Credit Union's 48-month auto loan. Whether you're buying new or used, our loan accelerates the process with a quick, easy online application and pre-approval options. Refinancing your current auto loan with us can lower your… Get behind the wheel of your dream car faster with KEMBA Financial Credit Union's 48-month auto loan. Whether you're buying new or used, our loan accelerates the process with a quick, easy online application and pre-approval options. Refinancing your current auto loan with us can lower your interest payments, speed up your payoff schedule, and possibly provide cash equity. Enjoy the convenience of no payments for 90 days. Plan your finances effectively using our Auto Loan Calculator. KEMBA's loan service is designed to make your car buying experience as smooth and cost-effective as possible. Read more