By Hospital Corpsman on December 4, 2025 Verified by Google

5 Stars for Matthew Young. Matthew went above and beyond to make sure all the details were taken care of. Matthew’s calm, patient and kind demeanor is important for this kind of work. Matthew is “old school” and will pick up the phone and explain documents and processes, a rare quality indeed. Matthew went out of his way twice to gather documents or checks due to My husbands hectic work schedule. Matthew also was able to get the loan though a bit early which He found ways to save us money. He is a keeper. I told Matthew. You are not just working loans and Mortgages, you are helping people stay in their home. I’m a Veteran , disabled and on a fixed income. Thank you Matthew

By Kevin Brown on December 2, 2025 Verified by Google

I've worked with Work Hard Mortgage twice now and really couldn't be happier with this company. Ryan has always been incredibly helpful and readily available to provide answers and explanations whenever we've had them. He's got the heart of a teacher. We would definitely recommend this company, they're doing things right.

By Hayden Bruce on August 11, 2025 Verified by Google

I am currently buying a home that is being built and wanted to compare my preferred lenders numbers to some outside lenders and see where the best deal was. Ryan the President was quick to respond and even jumped on a Zoom meeting with me and walked me through everything to make the best decision. He was able to explain it in a way that my preferred lender couldn't and I felt he had my best interest in mind throughout the process. They are for sure someone I trust going forward and I would recommend them to get a second opinion!

By Jeremy Bowers on July 24, 2025 Verified by Google

We first had the pleasure of working with Ryan Harding at Work Hard Mortgage over 20 years ago, and even after all that time, we've kept in touch – a true testament to the lasting relationships he builds. So, when the time came for us to secure a mortgage for our very first investment property, there was no question who we would turn to.

From start to finish, Ryan was an absolute guiding light. Navigating the world of investment property mortgages can be complex, but Ryan simplified every step. He patiently walked us through the entire process, answering every single one of our questions with clarity and expertise. His guidance made what could have been a daunting experience feel smooth and manageable.

Ryan truly did an awesome job, demonstrating not only his deep knowledge but also his genuine commitment to his clients' success. We couldn't be happier with the service we received and wholeheartedly recommend Ryan Harding to anyone looking for a mortgage professional who goes above and beyond. He's simply the best!

By Betsy Hellewell on June 20, 2025 Verified by Google

Ryan Harding is great to work with. He made it possible to get our dream home. Glad he was in our team. 😁. We truly have been blessed by all that Ryan and his team helped us with. Thank you.