Business Hours
Monday 12:00am - 12:00am
Tuesday 12:00am - 12:00am
Wednesday 12:00am - 12:00am
Thursday 12:00am - 12:00am
Friday 12:00am - 12:00am
Saturday 12:00am - 12:00am
Sunday 12:00am - 12:00am
The Joy of Lending
Listed In: Mortgages
We are a California-based mortgage company specializing in VA home loans for veterans, active-duty service members, and eligible surviving spouses. Led by Tim, a recognized VA home loan expert serving the entire state of California, our team brings deep knowledge of VA lending guidelines and the… We are a California-based mortgage company specializing in VA home loans for veterans, active-duty service members, and eligible surviving spouses. Led by Tim, a recognized VA home loan expert serving the entire state of California, our team brings deep knowledge of VA lending guidelines and the California real estate market. We offer a full suite of VA loan products, including VA purchase loans with 0 down payment, VA IRRRL (Interest Rate Reduction Refinance Loan) streamline refinancing, VA cash-out refinance loans, and VA jumbo loans for high-cost California markets. Tim has guided thousands of veterans from pre-qualification to closing, delivering personalized service and real savings. Choose us for dedicated VA expertise you can trust. Read more
The Joy of Lending
73-4192 Kahi Place, Kailua-Kona, HI
73-4192 Kahi Place, Kailua-Kona, HI
Additional Locations See All
The Joy Sedona
995 North State Route 89A, Sedona, AZ (4640 Km Away)
The Joy Team
9 E Sierra Ave, Portola, CA (4050 Km Away)
The Joy Coach
1363 N 1200 W, Mapleton, UT (16601 Km Away)