Business Hours
Monday 12:00am - 11:59pm
Tuesday 12:00am - 11:59pm
Wednesday 12:00am - 11:59pm
Thursday 12:00am - 11:59pm
Friday 12:00am - 11:59pm
Saturday 12:00am - 11:59pm
Sunday 12:00am - 11:59pm
Listed In: Mortgages
Jay Ghai (NMLS #2546787) is a premier mortgage loan officer and local lending expert in Melville, New-York. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Jay provides comprehensive home financing solutions with Embrace Home Loans. Jitin âJayâ Ghai, one… Jay Ghai (NMLS #2546787) is a premier mortgage loan officer and local lending expert in Melville, New-York. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Jay provides comprehensive home financing solutions with Embrace Home Loans. Jitin âJayâ Ghai, one of our newest loan officers, brings a wealth of experience to Embrace from his diverse background in real estate and finance. Prior to joining our team, Jay held notable positions, including Real Estate Associate Broker/Salesperson at Property Professionals Realty and Real Estate Salesperson at RealtyConnectUSA. Contact Jay today to explore your home loan options and get pre-approved! Read more