Business Hours
M-F 7:30am-5:30pm, Sa-Su Closed
Listed In: Credit and Debt Counselling Service providers, Financial Planning Consultants, Bankruptcies-Trustees Service providers, Investment Services Firms, Credit Reporting Service providers, Community Services and Organizations Organizations, Social and Welfare Services Organizations
We are a DOJ-approved nonprofit organization offering free credit counseling, debt management programs, and comprehensive financial education services nationwide. With a 98.8% client satisfaction rate and average client savings of $21,964, our organization has helped families achieve lasting… We are a DOJ-approved nonprofit organization offering free credit counseling, debt management programs, and comprehensive financial education services nationwide. With a 98.8% client satisfaction rate and average client savings of $21,964, our organization has helped families achieve lasting financial freedom for more than 26 years. We are BBB Accredited and committed to providing trusted, personalized financial guidance. Read more
By mia ramos on May 31, 2026 Verified by Google
"I had a great experience with this debt consolidation program. The entire process was explained clearly, and the team was professional, responsive, and supportive from start to finish. They helped simplify my payments into one manageable monthly amount, which has reduced a lot of financial stress. I appreciate their transparency and guidance throughout the agreement process. I would highly recommend this service to anyone looking for a practical solution to better manage their debt."
By Carlee Russo on May 14, 2026 Verified by Google
I absolutely love this company they literally saved me when i felt like i was drowning making minimum payments and not getting anywhere. They are helpful, amazing, and truly helped my credit. I highly recommend!
By Mindy Moore on May 10, 2026 Verified by Google
This is a great company they have helped me tremendously they have rolled in several of my accounts into 1 monthly payment so that I am able to pay my bills. I am so grateful. Give them a try it doesn’t hurt.
By Ellen Gigogne on May 9, 2026 Verified by Google
I began this program about 10 months ago and have only had one credit card that would not accept the terms APFSC offered. I called them myself and got my own deal at zero percent and a fixed payment that, added to the payment to APFSC, amounts to about the same as I was paying before to APFSC without the cost. I have already cleared one card of the debt and another is close. I am very happy for their help.
By Ed Hendricks on April 16, 2026 Verified by Google
APFSC has been great to work with. We’re pleased the dealt consolidation and quick progress that we are already seeing in our account balances!
Highly recommend is you need your debt to be repaid.
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