By Kelly Allard on July 6, 2026 Verified by Google

I have been connected with Fernando for several years and have always appreciated receiving his monthly market updates. When I finally had the opportunity to move back to California and purchase a home in the Los Angeles area, I knew I wanted to work with him on my home loan.

Fernando, Vina, and Erica exceeded every expectation I had. Their communication, responsiveness, and professionalism were exceptional from start to finish. They understood the urgency of our timeline and worked tirelessly to help us achieve a fast closing. I always felt informed, supported, and confident that they were looking out for our best interests.

Fernando didn't just help us secure the best interest rate possible—he also took the time to develop a long-term strategy to improve our credit scores so we can refinance into an even better rate in the future. One of the biggest advantages of working with CMG Home Loans is their Rate Rebound program. If interest rates drop within five years of closing, you can refinance into a lower rate with no lender fees. That's an incredible benefit and provides real peace of mind.

I highly recommend Fernando, Vina, Erica, and CMG Home Loans to anyone looking for a knowledgeable, responsive, and dedicated lending team. They truly go above and beyond for their clients.

By MARIA SIERRA on November 15, 2022 Verified by Google

Truly amazing experience! As a 1st time home buyer I had so many
questions and Fernando was very prompt in replying and, very patient and knowledgeable. The whole process of buying a home was made easy and Vina & Fernando where there to guide me every step of the way. They worked with digital signing of documents and that went a long
way and saved time and effort. Vina & Fernando are very professional and
working with them was a real pleasure. He got me locked in at a great rate of interest too. I will be a repeat customer for my next home purchase. Thanks Fernando, Vina & Erica!

By Gilbert Lopez on June 28, 2018 Verified by Google

Very professional. Straight to the point.