For over 50 years, Columbia Bank has worked side by side with our neighbors to help them buy, remodel, build, and refinance their homes. All your home lending needs. All under one roof. Contact us today.

Xome Home Loans NMLS: 648536 DRE: 01914431 We are committed to providing a seamless and transparent mortgage experience. We believe that the path to homeownership should be accessible, straightforward, and tailored to your unique needs. Our team of experienced professionals is dedicated to guiding you through the lending process with expertise and care.

Hardeep Rai, Loan Officer | Xome Home Loans NMLS: 648536 DRE: 01914431 Your trusted mortgage specialist and solar consultant in Sacramento. Specializing in diverse loan programs, I ensure optimal solutions for homeownership dreams. As a solar consultant, I empower clients with eco-friendly, cost-effective choices, reducing carbon footprints and energy costs. Emphasizing lasting relationships, With personalized service and extensive knowledge, I... Read More about Hardeep Rai, Loan Officer | Xome Home Loans