By Karina Erives on August 21, 2026 Verified by Google

RJ made our first home-buying experience smooth, easy, and stress-free. He was friendly, personable, and took the time to understand what we were looking for while answering all our questions and making us feel confident throughout, and even after the closing. Highly recommended! A+ 5-star experience!

By Patrick Smith on June 18, 2026 Verified by Google

I highly recommend RJ Baxter if you are looking for a mortgage lender you can truly trust. RJ is incredibly knowledgeable and thorough. What sets him apart is how well he listens—he takes the time to understand your specific situation and always has a solid solution for any questions or problems that come up along the way. If you want a smooth, stress-free experience with someone who actually has your back, RJ is the person to go to!

By Erik Gruenwald on April 27, 2026 Verified by Google

RJ Baxter - NEO Home Loans, is the kind of lender every agent and client hopes to work with. He brings a high level of professionalism, deep market knowledge, and a commitment to education that truly sets him apart. RJ doesn’t just get deals done—he makes sure everyone involved understands the process, which creates confidence and smoother transactions from start to finish. He’s responsive, solutions-oriented, and consistently delivers at a high level. Beyond that, he’s an all-around great person to work with—reliable, sharp, and someone you want on your team. I highly recommend RJ to anyone looking for a top-tier lending partner.

By Raury Cruse on March 30, 2026 Verified by Google

I’ve worked with RJ twice now, and both times he made the mortgage process remarkably seamless. He is incredibly knowledgeable and takes the time to ensure you’re getting the optimal loan structure for your specific financial goals. Our most recent home purchase had an exceptionally tight closing window, but RJ and his team guided us through every step without a hitch. Between the expert advice and the fantastic post-purchase support, I can’t imagine a better experience. I highly recommend RJ and his team!

By Matt Williams on February 28, 2025 Verified by Google

We used RJ and his team to purchase a home in Houston, TX while living in Denver, CO. They made the process very easy, communicated throughout, gave clarity around what they needed, and were always available for questions. Our realtor in Houston mentioned how impressed he was with RJ and his team. I wouldn’t hesitate to recommend them to any of our friends our neighbors!!