As Branch Manager, Michelle uses her ten years of banking experience to provide members with comprehensive and compassionate financial guidance. No stranger to Hampton Roads, Michelle earned her degree in Business Administration with a finance emphasis from Christopher Newport University. Her love for community support extends beyond her role as a branch manager as she enjoys volunteering with United Way.... Read More about Michelle Nichols

Michael joined the TowneBank family in 2009 and offers over 15 years of financial services experience. In his role as a Merchant Services Advisor, he is responsible for helping our business members with their debit and credit card payment processing needs. Michael works with each of his business members to understand their needs and works to curate the most streamlined... Read More about Michael LeGrande

David is the founder and President of TowneBank Commercial Mortgage. He joined TowneBank in 2001 and has more than three decades of mortgage banking and brokerage experience. David is primarily responsible for financing all asset classes of income property real estate and providing access to capital markets for non-recourse financing. Under David's leadership, over $1.5 billion in commercial income property... Read More about David Beatty

Yvonne is executive vice president and community financial engagement officer. She has more than 30 years of experience in the financial services industry and joined TowneBank in 2005. In her current role, she leads credit and business financing seminars for many local non-profits and community groups, sharing the wealth of the financial knowledge she has accumulated throughout her career. She... Read More about Yvonne Allmond

Chonise has over twenty years of experience in the financial services industry. She joined TowneBank in 2021 as an Inside Treasury Sales Officer for the Virginia and North Carolina Outer Banks markets. Chonise partners with bankers to bring Treasury Services to small business members. An expert in her industry, she can help small business owners understand the value of cash... Read More about Chonise Tate

Sara joined TowneBank in 2011 and works closely with business bankers to provide the best products and services for members who need to process credit card payments either at a physical location or online. Sara earned her BS in Communications and Marketing from Radford University and is a TowneBank LEAD program graduate. She also graduated from the Virginia Banking Association... Read More about Sara Szymanski

Rob is a commercial banker who focuses on commercial lending and business development throughout Hampton Roads. Rob has more than 2 decades of financial management experience and joined TowneBank in 2007. He served in the United States Marine Corps and attended the Wake Forest Banking School. Rob actively volunteers in the community with the Team Up mentoring program. “I am... Read More about Rob Marchand

As a Commercial Banking Officer, Laura assists local commercial businesses and non-profits with credit, treasury services and cash management needs. She has over 2 decades of banking experience and joined TowneBank in 2019. Laura holds a Bachelor of Finance from Old Dominion University. She offers her expertise as a board member for Girl Scouts of the Colonial Coast. “I strive... Read More about Laura Morgan

Brad is an experienced commercial lender responsible for managing a loan and deposit portfolio focused on small to mid-sized companies. He began his career in financial services in 2004 and joined TowneBank in 2008. Brad is a Portsmouth native and has served local community organizations such as Portsmouth Museum Foundation, Lefcoe Leadership Foundation, Portsmouth Economic Development Authority and Transportation District... Read More about Brad Hunter

As President of TowneBank Norfolk, Charity is responsible for the region’s staffing, overall member satisfaction, and financial results. Charity joined TowneBank in 2019 and has more than three decades of banking industry experience. She holds a Bachelor of Arts in English from Randolph Macon Women’s College. Charity is active in the community and serves as Board Chair of the d'Art... Read More about Charity Volman-Winn

Kathy specializes in loan origination for commercial real estate investors and contractors, though her portfolio includes a wide array of businesses. She enjoys managing her members’ full relationship to include deposit, treasury, and other Towne services. She has 2 decades of banking industry experience and joined TowneBank in 2008. Kathy studied at Old Dominion University and is a graduate of... Read More about Kathy Ferebee

Ross serves as President of Portsmouth and our Real Estate Finance Group. He leads a dedicated team of commercial, private, real estate and retail bankers who measure success by the strength of their member friendships and relationships. A graduate of James Madison University with a BBA in Finance, Ross joined TowneBank in 1999. His acumen for making sound credit decisions... Read More about Ross Morgan

Laura has been a member of the Towne family since 2007 and has held retail and private banking positions. Laura is a graduate of Old Dominion University, the TowneBank LEAD Associate program, Vann H. Lefcoe Leadership Development program, LEAD Hampton Roads, and the Virginia Bankers Association School of Bank Management. She was recognized by CoVaBiz as a 2023 NEXTgen honoree.... Read More about Laura Lewin

Lynn joined the TowneBank family in 2003 and is a lifelong Norfolk resident. She has over 30 years of banking experience. Lynn graduated from Tidewater Community College.

Judy has been with the Towne Family since 2005 and offers over 30 years of financial industry experience. She is a graduate of the Virginia Bankers School of Bank Management at the University of Virginia. Judy has worked closely with physicians, executives, operating companies, and legal practices throughout her career. Active in the Hampton Roads community, Judy currently serves as... Read More about Judy Barrett

Chelsea began working at TowneBank in 2013 after graduating from James Madison University with a B.S. in communications. She is a graduate of the Virginia Bankers Association School of Bank Management. She is also a graduate from the Vann H. Lefcoe Leadership Development Program, LEAD Hampton Roads, and TowneBank’s LEAD Associate Program. Chelsea currently serves as a board member of... Read More about Chelsea Copan

Becky Zambas has over 30 years of experience in the financial services industry. She began her career in banking as a teller and has worked in every position in the retail branch. Becky has been in a management position for the past 14 years. She is a graduate of Tri-County Academy and attended Auburn University at Montgomery, Alabama. She currently... Read More about Becky Zambas

Howard joined TowneBank in 2022 and offers over 20 years of financial industry experience. As a commercial lender, he excels at building relationships with business members by providing tailored financial solutions. He enjoys connecting with local entrepreneurs to understand their goals and see them succeed in their industry and community. Howard received his bachelor's degree in business administration with a... Read More about Howard C. Wessells III